Farmers & Merchants State Bank

An independent community bank located on Hwy 19 in both Marshall and Waterloo.

As Your Partner, our goal is to enrich your financial life with full service products and the convenience of:

Home Loans & Home Equity Loans Online

Mobile Banking

Internet Banking

In-house financial services.

Since 1897 we have been part of the community and serve as a proud sponsor of the Marshall~Waterloo Food Pantry and a designated drop-off site.


Business hours:

Lobby:  Monday-Friday 9:00 AM - 5:00 PM

               Saturday  9:00 AM - Noon


Drive up:  Monday-Friday 8:00 AM - 5:00 PM

                   Saturday 9:00 AM - Noon


(608) 655-3451


218 W Main Street PO Box 660 MarshallWI  53559-0660